Continuous compliance you can bank on.

Get the secure infrastructure and suite of developer-friendly tools to unblock whatever's next. Protect your roadmap, scale, and worry less with Basis Theory.

Develop with flexibility

Optimize your payment experience, partnerships, and workflows with the dev stack of your choice while meeting the requirements for storing and accessing bank account data.

Accelerate your launch

Skip the hassle of building your own security expertise. Launch with best practices and a fully compliant environment in minutes, not months.

Experiment responsibly

Enable new partnerships and ways to use bank account data while limiting access and ensuring compliance.

As a startup, we wanted to move quickly, but as a fintech we needed to securely store critical data. Basis Theory let us get up and running in a compliant way in just a few hours.

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From implementation to production, Basis Theory provides this perfect blend of configurability and abstraction. That’s given Milk Moovement a strong security posture that’s impressing both our partners and our product teams.

The security and infrastructure Basis Theory provides makes it easier to get new use cases approved by our financial partners.


A vault your bank partners wished they'd built

Use flexible tools and services to unlock new products, partnerships, and services without exposing your system to bank account data.


Flexible web and mobile form components and customizable API endpoints to collect bank account data.


Store and maintain account numbers and other bank data in a secure and compliant way.


Send transfer files to partners, validate accounts with vendors, and share data with financial institutions — all without data going through your systems.


Frequently Asked Questions

How does Basis Theory work with companies, like Plaid?
What are the data protection requirements for originators and receivers when it comes to securing bank account information in the United States?
Does Basis Theory generate bank transfers or ACH files?
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Start today

Jump out to an early lead. Explore, iterate, and scale regulated products faster than the competition.