NEW: Instantly unlock a customer’s existing payment methods and identity during checkout. See how

Use Cases

Solutions

Platform

Pricing

Blog

Docs

Get a demo

NEW: Instantly unlock a customer’s existing payment methods and identity during checkout. See how

Get a demo

Wield 3DS as a Weapon Against Fraud

Make authentication part of your payments strategy without getting trapped in processor-specific 3DS flows. Stay compliant where SCA is required and reduce fraud where it isn’t.

View the documentation

Talk to sales

Processor-agnostic 3DS for real-world payments.

3DS is the authentication layer of your checkout, and it’s not the job of your processor. Run consistent 3DS flows across PSPs while meeting SCA-driven requirements in the EU, Japan, and other regulated markets.

Why 3DS with Basis Theory makes sense.

Basis Theory built 3DS for the teams wanting control without chaos. With an implementation timeline of hours to days, get started with 3DS as soon as you’re ready.

Processor-Agnostic Control

Maintain one 3DS endpoint, one implementation, and one strategy layer across providers for PSP switching or debugging.

Combining Compliance with Conversion

Reduce card-not-present fraud and improve trust signals across issuers or networks to limit chargebacks.

Bundled with a Vault Integration

3DS bundled with a vault makes for a cleaner, faster path to production without brittle PSP-specific workflows or PCI scope.

Processor-Agnostic Control

Maintain one 3DS endpoint, one implementation, and one strategy layer across providers for PSP switching or debugging.

Combining Compliance with Conversion

Reduce card-not-present fraud and improve trust signals across issuers or networks to limit chargebacks.

Bundled with a Vault Integration

3DS bundled with a vault makes for a cleaner, faster path to production without brittle PSP-specific workflows or PCI scope.

What it means to have session-first 3DS

3DS includes extensive behind-the-scenes choreography with directory servers and issuer challenge systems. Basis Theory keeps everything inside a single 3DS session so your flows stay consistent, predictable, and easier to debug.

Fewer “one-off” differences between PSP 3DS integrations means more predictable behavior.

The Basis Theory 3DS SDK manages any necessary calls, tying all activity back to the session.

Append information to a single 3DS session over time. Easier to reconcile, easier to report on.

Maintain SCA compliance while only running 3DS when needed to avoid challenging good customers.

Retry or shift processors to keep authentication portable when routing strategies change.

More of the transactions you want.

Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.

Talk to sales

Get started for free

More of the transactions you want.

Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.

Talk to sales

Get started for free