Linque combines identity verification, card discovery, and payment intelligence in your existing checkout — without switching PSPs or e-commerce providers. Works with Stripe, Braintree, Adyen, and more.
▲
50%
Conversions
vs. guest checkout
Up to 50% Lift in Conversions vs. Guest Checkout
~80%
U.S. Consumers Covered
Average of 80% of U.S. Consumers Covered
▲
98%
Auth Rates
Up to 98% Authorization Rates
Convert more users
Reduce accidental churn
Monetize high-value consumers earlier
Card brand
Last 4 digits
Cart art
Expiration month
Expiration year
Network token
Card product
Rewards
Next payment date
Credit limit
Available credit
Current balance
Delinquency status
Account standing
Delinquency period
Delinquent amount
Issuer
Card product
Rewards
Cash back rate
Points multiplier
Category bonuses
Credit limit
Available credit
Real-world use cases that drive measurable improvements in conversion, retention, and revenue
Reduce Checkout Friction
Checkout goes from form-filling to card-selecting. Linque verifies identity once via phone number and SMS, then instantly surfaces a customer's existing Visa, Mastercard, or Amex. No manual entry, no passwords, no new account required.
You can leverage:
Card brand
Full PANs
Expiration month
Expiration year
Network token
Card product
Rewards
Keep Subscriptions Active
Failed renewals are usually a stale card, not a lost customer. Linque surfaces real-time card health signals like account standing, available credit, delinquency status so you can act before a charge fails, not after.
You can leverage:
Next payment date
Credit limit
Available credit
Current balance
Delinquency status
Account standing
Delinquency period
Delinquent amount
Consumer Intelligence
Not every customer has the same ability to pay, but most checkout flows treat them all the same. Linque enriches your view of each consumer with credit availability, rewards profile, and financial standing signals so you can tailor pricing and upgrade timing with precision.
You can leverage:
Issuer
Card product
Rewards
Cash back rate
Points multiplier
Category bonuses
Credit limit
Available credit
Test it for Yourself
This demo shows the exact experience your users get: verify, match, and return results in a few seconds.
Built for privacy: minimal data, purpose-limited
Secure verification step before any retrieval
Real-time, production-like behavior
What is Linque?
Dataset 01
Dataset 02
More coming soon
Give customers more payment options with less input from them and less maintenance from you.
Discover existing payment credentials
Customers enter only their first name, last name, and phone number to instantly access available payment methods.
Do More with Full Account Numbers
Instead of getting obfuscated tokens, you have access to the full primary account numbers (PANs) and bank account numbers for 80-90% of US consumers.
Retrieve Enriched Payment Intelligence
Retrieve additional payment information, including credit limits, balances, payment dates, and account standing that you can use for upsell and retention.
“I believe from the time we initiated the first conversation to the time we went live, it was all wrapped up in two weeks. It was fast and without any hiccups.”
Mit Shah, Co-Founder and COO of Method Financial
