Stay Ahead of Expired Card Data 

Stay Ahead of Expired Card Data 

Token-based card updates with real-time or batch workflows to prevent failed renewals.

Token-based card updates with real-time or batch workflows to prevent failed renewals.

Keep Card-on-File Data Current

Keep Card-on-File Data Current

Account Updater refreshes vaulted card tokens from the networks so customers stay active and payments keep processing.

Account Updater refreshes vaulted card tokens from the networks so customers stay active and payments keep processing.

Lower cost-per-card updates that target the cards that matter most.

Tokens can be programmatically updated.

Apply updated tokens to any PSP or downstream system.

Attack Involuntary Churn in 2 Ways

Attack Involuntary Churn in 2 Ways

Outdated card credentials create failed renewals, unnecessary retries, and customer drop-off.
Account Updater with Basis Theory can be used in two ways to combat this:

Real-Time Account Updater updates card tokens on demand.
Batch Account Updater for bulk or scheduled updates.

Enable this feature by following the documentation.

When to use Batch vs Real-Time Account Updater?

When to use Batch vs Real-Time Account Updater?

When to use Batch vs Real-Time Account Updater?

Batch

Perfect for recurring billing continuity. Run updates days or weeks before renewals.

Vault hygiene at scale, making sure any cards that expire within 30 days are updated.

Pre-billing assurance ahead of monthly or large billing events.

Real-Time

Before processing a high-risk transaction or a customer with a history of declines.

Update and retry a soft decline.

Returning customers can be updated at checkout without forcing a re-entry.

Many teams utilize both types of Account Updater as a safety net for last minute updates or retries.

Many teams utilize both types of Account Updater as a safety net for last minute updates or retries.

You Could be Overpaying for Account Updater

You Could be Overpaying for Account Updater

With Basis Theory, you'll have the predictability of fixed monthly fees for an allotment of updated cards.
No high per-use variable fees for updates.

Merchants turning to Basis Theory can see their account updater fees cut in half…or more.

More of the transactions you want.

Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.

More of the transactions you want.

Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.