Stay Ahead of Expired Card Data 

Stay Ahead of Expired Card Data 

Token-based card updates with real-time or batch workflows to prevent failed renewals - at a fraction of what you're paying today.

Token-based card updates with real-time or batch workflows to prevent failed renewals - at a fraction of what you're paying today.

Keep Card-on-File Data Current

Keep Card-on-File Data Current

Account Updater refreshes vaulted card tokens from the networks so customers stay active and payments keep processing. Turn to Basis Theory for lower per-update costs, flexibility to apply across any downstream system, and predictable monthly fees.

Account Updater refreshes vaulted card tokens from the networks so customers stay active and payments keep processing. Turn to Basis Theory for lower per-update costs, flexibility to apply across any downstream system, and predictable monthly fees.

Bulk purchasing means costs that can be cut in half compared to PSP rates.

Tokens can be programmatically updated and applied to any processor.

Tokens can be programmatically updated and applied to any processor.

Attack Involuntary Churn in 2 Ways

Attack Involuntary Churn in 2 Ways

Outdated card credentials create failed renewals, unnecessary retries, and customer drop-off.
Account Updater with Basis Theory can be used in two ways to combat this:

Outdated card credentials create failed renewals, unnecessary retries, and customer drop-off.
Account Updater with Basis Theory can be used in two ways to combat this:

Real-Time Account Updater updates card tokens on demand.
Batch Account Updater for bulk or scheduled updates.

Enable this feature by following the documentation.

When to use Batch vs Real-Time Account Updater?

When to use Batch vs Real-Time Account Updater?

When to use Batch vs Real-Time Account Updater?

Batch

Recurring billing continuity. Run updates days or weeks before renewals.

Vault hygiene at scale, ensuring cards are current before they lapse.

Pre-billing assurance ahead of monthly or large billing events.

Real-Time

Before processing a high-risk transaction or charging a customer with a history of declines.

Update and retry a soft decline without losing the transaction.

Returning customers can be updated at checkout without forcing re-entry.

Many teams utilize both types of Account Updater as a safety net for last minute updates or retries.

Many teams utilize both types of Account Updater as a safety net for last minute updates or retries.

You're Overpaying for Account Updater

You're Overpaying for Account Updater

Most merchants don't have clear visibility into what they're actually paying for account updater today. Fees are often buried in PSP statements as variable, per-use line items that add up quietly.

Do you know what you're currently paying?

With Basis Theory, you'll have the predictability of fixed monthly fees for an allotment of updated cards.
No high per-use variable fees for updates.

Merchants turning to Basis Theory can see their account updater fees cut in half…or more.

More of the transactions you want.

Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.

More of the transactions you want.

Less of the risk and fraud you don't. Start testing now or discuss your use case with our team today.