You authorize our partner, Forward Lending, Inc, d/b/a Method, to act as your agent to access and obtain your consumer report and Account Data from your financial institutions, lenders, and third parties and share that information with us. You acknowledge and agree to Method’s Privacy Policy and Terms of Service

Furthermore, you agree to the following:

• Method may validate your identity and prevent fraud using your personal information obtained from you, your wireless carrier, and their service provider(s). You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Method or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See this Privacy Policy for how to see how we treat your data;

• You consent to Method obtaining a consumer report and one or more consumer reporting agencies, and you consent to us obtaining a consumer report and information about you from them ("credit pull"). You understand the credit pull is a soft inquiry that will not impact your credit score. Method will use this information in connection with verifying your identity and identifying and obtaining data on your liability/debt accounts such as account number, type, balance, interest rate, payoff information, late fees, payment history, etc. ("Account Data");

• You authorize and direct Method to use your personal information to act on your behalf to access, obtain, and transmit the Account Data from your FIs, lenders, creditors, and service providers, or any of their third parties, and you consent to us sharing the Account Data with us. Your authorization, direction, and consent remains effective for the duration of your business relationship with us;

• You acknowledge and agree to Method’s Privacy Policy (methodfi.com/legal/privacy) and their Terms of Service (methodfi.com/legal/terms).