Cross-border payments with a global vault
Start supporting multiple payment methods and fund flows worldwide. Remittance platforms can work with their preferred processors, partners, and payment methods—knowing the payment details are tokenized and stored within Basis Theory.
Cubby implemented a tokenization and payment processing POC using Basis Theory in days, and we went live within a week. The quality of the Basis Theory product, time to market, and ultimately ROI are unquestionably market-leading”
Adam Fleming
CTO of Cubby
Unlock processor optionality
Configure retry logic so any failed pay-in or pay-out transaction can be retried for authorization with a backup payment processor to decrease declines.
Reduce more yhan 90% of PCI scope
Store card data in a secure, PCI-compliant vault that can be accessed for authorization or renewals. Tokens remain accessible for recurring or card-not-present transactions without the burden of PCI requirements.
Support global payment flows
Operate freely while maintaining control of each transaction. Offer multiple payment methods and route each transaction on the path best for authorization and the receiver’s preferences.
Basis Theory customers retain full ownership, utility, and flexibility of their data without the compliance scope associated with storing it. Payment remittance platforms can use the payment data already provided to streamline the transaction process—while migrating it to a PCI Level 1 environment.
Collect
Capture payment and customer information with Basis Theory Elements, adaptable web/mobile forms and APIs, maintaining the tech stack and design patterns.
Store
A PCI-compliant environment protects the raw cardholder data and other PII.
Share
Format and enrich BIN details, use network tokens, 3DS, and account updater to ensure compatibility with payout processors, payment partners, or other third-party connections.
An agnostic payment vault can unlock a multi-payment processor strategy for payment remittance companies. A multi-PSP strategy can:
